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Select Realtors | Buy, Rent or Sell Homes in California - Bay East Tri-Valley Area Find your dream home. Get the best offer for your property.
Find Homes for Sale / Rent. Dublin, Danville, Pleasanton, Livermore, Blackhawk, San Ramon, Sunol and other cities in Bay East - Tri Valley ( Alameda and Contra Costa County ) Area.
Select Realtors | Buy, Rent or Sell Homes in California – Bay East Tri-Valley Area Find your dream home. Get the best offer for your property.


Home Loan

Buying a home can be a very exciting adventure. Before you begin evaluating your housing options, doing your homework can save you problems later on. I have helped many customers attain their financial goals, home ownership possible and affordable.

SelectRealtors-SelectFinancial helps you in assessing your loan eligibility, work out a financial game plan in your buying process and assist you get pre-approved to be competitive in the market place.

Call or send a message now for a free consultation:

       Ben Magalang, GRI
       CA DRE # 00923471  NMLS # 350594
       Mobile:  650-219-3988
       Direct:  925-520-5800
       Email :  ben@selectrealtors.net


What to consider to get a home financing?

Affordability: How much can I afford to pay?

In most instances, you will have to take a loan to finance your purchase. For most people, this could be the largest financial commitment of their lifetime.

To qualify for a loan, you must have:

  • Sufficient income to qualify.
  • Steady income to pay back the loan with interest over your target maybe 10, 20 or 30 years.
  • A credit profile that meets the minimum threshold of a lender
  • Financial assets that support your commitment to home ownership
Budget: What are my resources?
After having a clearer idea of how much you can afford, your next goal is to work an estimated budget.
Credit Score: What factors determine my loan?
Your credit profile tells the lender the kind of risks they will be willing to take on your loan. Housing loans are long-term and repayment will be in monthly installments that includes not only the amount you borrow but the interest on the loan.

Borrow only what you can afford to pay back monthly taking into accounts your other monthly living expenses and reserves for certain emergencies.

You will have to go through a credit consultation to determine your financial ability and the maximum loan amount you will qualify.


How much will you pay for every dollar?

Use the following calculator to estimate your monthly payments. Please note that this is only an estimate and does not include insurance, taxes or any other additional costs.

You can call or email us for a more accurate estimate of your loan eligibility. A more accurate assessment will be available after review of all your information. 

Fill-in Your Loan Info
Purchase Price:
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